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Today's Rates

Our low FHA, VA, Jumbo, & Conventional mortgage rates are among the most competitive in the industry & we'll present you all accessible financing options.

Purchase Assistant

As California’s leading Mortgage Company we alleviate the typically drawn-out loan process, pre-approving borrowers within an hour and providing a pre-approval certificate.

Refinance Advisor

No matter what your need to refinance is, our highly experienced team of mortgage brokers can help you find the perfect loan solution to fit your needs and circumstances.

Mark Avila

Welcome to Pacific National Lending - Mark Avila Home Loans

The Pacific National Lending - Mark Avila Home Loans is your premiere mortgage team located in in the Sacramento area and throughout greater California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Gold River area.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help you take that first step toward a financial solution. We have been dedicated to providing easy and affordable mortgage services and solutions for over 20 years and have continued to meet BBB accreditation standards, achieving an A+ rating and consistently ranking among the highest in overall customer satisfaction among CA mortgage companies

Client Testimonials

Mark is not only the consummate professional, he is extremely knowledgeable, resourceful and exceptional. Mark was a recommendation as a result of challenges I was experiences with a previous mortgage provider. As a result of the resources available to him, Mark was able to find a financing option at a more than reasonable rate. I appreciate the fact that Mark was extremely attentive to our needs, well-informed of the options available to us and patient as he walked us through the process from the moment we first talked to the day we closed. I fully intend to use him again for all my future financing needs because not only have I found a mortgage professional I can rely on and trust in, I’ve also found a friend!



Sacramento, CA

Mark helped us purchase our first home in Sacramento. His attention to detail and knowledge of the market was vital in finding the right home during a time when the housing market was fluctuating due to interest rate hikes. He worked with us every step of the process and ensured that we were well taken care of. We had some unique hurdles that he had to hop over to complete the purchase of our home, but he was able to knock each one out of the park. If you're looking for a professional to help you purchase or sell your home, I would say that Mark is the agent you are looking for.


Brendon R.


Mark was so helpful in completing my home buying process. He was amazing and made my job easy. I needed extra assistance in completing my loan process and he was there to help.


Hellen Rowell

Sacramento, CA

I am very lucky to meet Mark. He gave us a lot of help when we needed it most. Mark is patient, meticulous, passionate and professional. He helped us successfully apply for a loan and let us fulfill our wishes. Thank you very much Mark! I will introduce him to everyone who needs help!


Runzhou Li

Rocklin, CA

Mr Avila is extremly helpful. Everything that he said can be counted on and will be done in the fastest and most professional manner. We are 1st time homebuyers and he was very helpful, with every word n every promise done by him in a blink of an eye. It was a pleasure to work with him as he helped us threw our 1st purchase of our 1st home. Thank You soo much Mr Avila.


Mary Lou Fox

Mark is one of the best loan officers I have had the pleasure to work with. He kept us updated weekly, fought to get us a better loan through the many lenders he has access too, and was always friendly! We highly recommend Mark!


Shane & Eden Jack

Featured Professional

Begin the home loan process today! Our team is armed with the best loan programs in the area and have a proven record of getting loans funded on time.

Why choose Pacific National Lending - Mark Avila Home Loans?

Our Experience

Pacific National Lending - Mark Avila Home Loans has over 20 years of experience in residential lending. That means we can find a solution to any situation.

We're Local

We are proud to serve the Gold River area. Whether you're looking to move here or move up, we're here to help.

Our Values

Every member of the Pacific National Lending - Mark Avila Home Loans team prides themselves on their honesty, integrity, and lasting relationships with clients.


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Contact Us

Pacific National Lending - Mark Avila Home Loans
2377 Gold Meadow Way
Gold River, CA 95670
Phone: (916) 947-0644

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Mark Avila NMLS Lic# 332647
DRE Lic# 01448448
Pacific National Lending NMLS Lic# 115924

Equal Housing Lender