Tap Into Your Home Equity with Flexible Solutions
Are you sitting on a financial opportunity and not even realizing it? The average homeowner today has over $200,000 in home equity—and that equity can be a powerful tool. Whether you’re looking to fund home improvements, consolidate debt, cover taxes, or even plan for retirement, there are smart ways to use your equity without touching…
Read MoreConsider a 2-1 Mortgage Buydown!
Thinking About Buying a Home and Struggling with Payments Being Too High for Your Comfort? Consider a 2-1 Mortgage Buydown! Buying a home is a significant financial decision, and for many, high mortgage payments can be a hurdle. A 2-1 mortgage buydown could be the solution, helping make homeownership more affordable by lowering interest rates…
Read MoreThe Power of Pre-Approval: Why It’s a Must-Have When Getting a Mortgage
The Power of Pre-Approval: Why It’s a Must-Have When Getting a Mortgage The journey to homeownership is an exciting and significant milestone in one’s life. But in today’s competitive real estate market, being well-prepared is key to securing the home of your dreams. One essential tool in your home-buying toolkit is a mortgage pre-approval letter.…
Read MoreHow Much Do I Need to Buy a Home
Homeownership is not just for the ultra wealthy. While income is an important factor when buying a house, knowing exactly how much you need to earn is not as simple. Most people who buy a home use a mortgage loan to finance the majority of the purchase price. Lenders consider an applicant’s debt-to-income (DTI) ratio…
Read MoreThe California Dream for All program
The California Housing Finance Agency (CalHFA) under Governor Newsom is launching a new program to benefit first-time homebuyers. The California Dream for All program will provide homebuyers who meet the qualifications with down payment support on the purchase of a California home. The program offers upwards of 20 percent of the purchase price or appraised…
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